Mortgage Switching

You could save thousands by switching your mortgage to a lender offering a lower interest rate. Our financial advisors can provide expert advice on the following and more:

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Savings & Options Available

1

How much you can save per month, per year and over the lifetime of the loan

2

How many years you can reduce your mortgage by while keeping your repayments the same

3

Can you grow your pension fund using savings made from switching mortgage lender

4

If you will have to pay a penalty if you switch your mortgage while still on a fixed rate with your current lender

5

Can I consolidate short-term loans into a new mortgage?

6

Can I release equity to carry out renovations or for another purpose (e.g. education fees)?

Frequently Asked Questions

Stamp duty is only payable on the purchase of a property and does not apply when switching your mortgage to another lender.

Most lenders allow you to release equity for renovation work. Depending on the amount you wish to release, you may need to provide costings for the works.

Some lenders will allow you to release equity to clear personal loans.